January 15, 2022

<aside> 💡 Note: Not Financial Advice

</aside>

Yearn Finance (for interest bearing assets)

https://yearn.finance/

UST on Anchor Protocol (for interest on stablecoins)

https://app.anchorprotocol.com/earn

https://research.binance.com/en/projects/anchor-protocol?ref=AZTKZ9XS&utm_source=BinanceTwitter&utm_medium=GlobalSocial&utm_campaign=GlobalSocial

Abracadabra (for getting loans on interest bearing assets)

https://abracadabra.money

Unit.XYZ (for getting loans on interest bearing assets)

https://unit.xyz/


For example: on Anchorprotocol.com we can earn 19% APR on UST (stablecoin), we can then take the staked UST, and get a loan for it on abracadabra.money, up to 95% of the amount. We can simply stop there and effectively do whatever we want with that 95%- essentially this allows you to have the power to spend your money, while also retaining your 19% investment position through staking. When you want to collect the profit, you simply must pay off the 95% + 1% interest and it will give you back the staked UST (which has accumulated interest)

Thats one option- another is to re-invest the loan into another 19% APR position again.

This is called looping, and its when you take money from a loan on one position, to then buy more of the same position. This is most effective with stablecoins earning interest. Your main risk is if the stablecoin does not retain peg and drops to your liquidation price, a safe-solution to this is to not get a loan for 95%, but instead 70%, yes you will make less but you are playing safer.

Anyways back to the main topic- you can basically repeat this process of staking UST, getting a loan for MIM, buying more UST—- over and over again to effectively increase your APR to as high 60% on UST. The calculator guy has a great video on this which i will post below, I highly suggest you research what anchorprotocol does, what UST is, and the Terra and Luna is as well. UST is the stablecoin of the Terra/Luna eco system and there is a lot that goes into it (compared to other stablecoins)

https://www.youtube.com/watch?v=d-DZpQn0PgY

https://www.youtube.com/watch?v=h4NTaPYB_n8

https://cryptosrus.com/how-to-earn-20-on-ust-stablecoins-with-anchor-protocol/